About Bankers Advisory
Educational Publications
Career Placement and Training
Contact Us

 

Consulting Services

 

Auditing Services

Quality Control

Individual file audits are performed in accordance with agency requisites for Conventional, FHA and VA 1-4 family residential mortgages. Services include re-underwriting, written re-verification, updated credit and Truth in Lending re-run for entire loan sampling. Clearly formatted and useful summaries denote required remediation and 12-month trend reports by area of responsibility. Compliance review adheres to FDIC standards.

Fair Lending

Individual file audits provided for purposes of self-assessment for Conventional, FHA, VA and Subprime mortgages for Retail or Wholesale Mortgage Bankers. Bankers Advisory's proprietary regression analysis demonstrates consistency in treatment of borrowers based on factors such as race, credit history, household structure and educational attainment.

Consumer Loans

Regulatory Compliance Audit services are provided for Construction Loans, Second Mortgages, Home Equity Lines of Credit and Installment Loans. Clearly formatted and useful summaries denote applicable provisions and compliance to State and Federal Regulations and trend findings by area of operations.

 

Policy and Procedure Manuals

Customized internal policy is developed for clients through the completion of Bankers Advisory's proprietary questionnaire and submission of applicable forms. Deliverables include hard copy format representative of agency guidelines plus MS Word diskettes, templated for internal edits and updates. Bankers Advisory expertise covers the following topics:

  • Consumer Lending
  • Fair Lending
  • Quality Control
  • State Regulations
  • Technology
  • Retail Mortgage Operations
  • Wholesale Mortgage Operations

Process Improvement

Bankers Advisory provides effectiveness consulting services to help lenders meet productivity goals and meet compliance. Managers are involved in design of strategic plans for workflow and technology optimization. Bankers Advisory's proprietary Progressive Career Path and Team Building approaches are implemented in meeting the client's goals for superior levels of employee efficiency, customer satisfaction and loan quality.